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Mortgage and Property Financing in Turkey
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Mortgage and Property Financing in Turkey

18 avril 2026 · Turquie

Accueil/aperçus/turkey/antalya/Mortgage and Property Financing in Turkey

Türkiye provides numerous financing options available for home purchases, but mortgages are the most preferred option for purchasing real estate in Turkey.

Intelligence du marché Merilista

Primary insight

Antalya stands as a growing hub for foreign property buyers, with mortgage approval rates for expatriates exceeding 75%. This city offers a streamlined purchasing process that appeals to international investors seeking profitable opportunities in a dynamic market. The short timeline for approvals and the availability of loans in foreign currencies add to its attractiveness.

Who this is right for

International investors seeking stable returns in a burgeoning market

Expats looking to acquire second homes in a coastal city

Young professionals desiring affordable housing options with favorable financing

Who this is NOT right for

Buyers focused solely on ultra-luxury properties, as high-end markets have diverse requirements and competition

Investors needing immediate cash returns, given the focus on long-term value in Antalya's property landscape

Key facts

Foreigners can secure up to 65% loan-to-value on properties for EU citizens, and 50% for others.

Mortgage terms are flexible, ranging from 3 to 20 years.

Interest rates for Turkish Lira mortgages range from 12% to 20%, while foreign currency loans range from 5% to 10%.

Approval rates for foreign mortgages exceed 75%, highlighting a supportive lending environment.

Area and market breakdown

Antalya is strategically positioned along Turkey's southwestern coast, known for its tourism and real estate appeal. The market is currently characterized by a surge in new development projects, catering to an expanding international clientele. This environment fosters competition, which can benefit buyers through better financing options and pricing.

Is Antalya worth it in 2026?

Market dynamics in Antalya indicate a significant potential for appreciation in property values as infrastructure and amenities continue to improve. The city's focus on attracting foreign investment boosts confidence for long-term returns. Combined with favorable mortgage conditions, this environment positions Antalya as an excellent option for informed buyers.

Merilista verdict

Compared to traditional European markets, Antalya offers a more accessible entry point for foreign investors looking to capitalize on favorable lending conditions and affordable real estate. With its solid approvals for international mortgages and a vibrant property market, Antalya presents a compelling opportunity. The time is ripe for discerning investors to take advantage of these conditions, ensuring strong positions for future growth.

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Avertissement sur les données du marché

Les données sur Merilista proviennent de sources officielles disponibles publiquement, y compris Eurostat, les instituts statistiques nationaux, le Département des Terres de Dubaï et la Banque Centrale de Turquie. Tous les signaux du marché, les scores MERI, les estimations de rendement et les indicateurs de tendance sont à des fins d'information uniquement et ne constituent pas des conseils financiers ou d'investissement. Les marchés immobiliers sont sujets à des changements — les performances passées ne garantissent pas les résultats futurs. Effectuez une diligence raisonnable indépendante ou consultez un conseiller agréé avant de prendre des décisions d'investissement.

Le MERI (Indice Immobilier Merilista) est un modèle comparatif propriétaire. Ce n'est pas un indice financier certifié et ne doit pas être utilisé comme seule base pour des décisions d'investissement.

Propriétés en Turquie

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Bodrum · Turkey
MERI6.2

Villa

4-bedroom Villa in Bodrum — €1,400,000

Nestled within the picturesque district of Türkbükü in Muğla, Bodrum, these detached villas offer a tranquil retreat just 800 meters from the coastline. This neighborhood is recognized for its scenic beaches, vibrant seafood restaurants, and lush mandarin gardens, contributing to its appeal as a sought-after holiday destination. Proximity to Yalıkavak Marina, Bodrum State Hospital, and cultural landmarks like Bodrum Castle adds to the area's connectivity and lifestyle options, making it a convenient choice for residents.

Price

1 400 000 €

~5 173 €/mån

Boyta

221

chambre

4

salle de bain

4

EVE Verified

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0-bedroom Apartment in Erdemli Mersin — €37,000
Mersin · Turkey
MERI8.8

Apartment

0-bedroom Apartment in Erdemli Mersin — €37,000

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Price

37 000 €

~137 €/mån

Boyta

35

salle de bain

1

EVE Verified

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3-bedroom apartment in Besikduzu Trabzon — €72,000
Trabzon · Turkey

Apartment

3-bedroom apartment in Besikduzu Trabzon — €72,000

Beşikdüzü, a growing district of Trabzon, is known for its natural beauty and community amenities. The Sea-View Apartments are positioned conveniently near the arterial road, providing easy access to essential services such as markets, schools, and healthcare facilities. Key attractions include Okul Altı Beach, just 600 meters away, and the Dilektaşı Aquapark, located 1 kilometer from the property.

Price

72 000 €

~266 €/mån

Boyta

121

chambre

3

salle de bain

2

EVE Verified

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Les données du marché sur Merilista proviennent de sources publiques officielles (Eurostat, INE, Département des terres de Dubaï, CBRT) et sont à des fins d'information uniquement. Les scores MERI sont des indicateurs comparatifs — pas des conseils financiers. Effectuez toujours une diligence raisonnable indépendante avant de prendre des décisions d'investissement. Avertissement