In Nerja als Ausländer kaufen?
Anpassen lassen mit Immobilien + Finanzierungsunterstützung
Lokale Berater · Rechtliche Beratung · Spezialisten für internationale Käufer
✔ Kostenlos & unverbindlich
✔ Nur verifizierte Immobilien
✔ Finanzierungsoptionen verfügbar
Der Kauf von Immobilien in Nerja als ausländischer Käufer ist unkompliziert — jedoch erfordert die rechtliche und steuerliche Landschaft sorgfältige Vorbereitung. Dieser Leitfaden behandelt den gesamten Prozess, alle Kaufkosten und die wichtigsten rechtlichen Überlegungen für 2026.
Nerja hat einen MERI-Score von 8.2/10, was auf starke investition Marktgrundlagen hinweist. Mit Kaufkosten von etwa 10–13% und einem bewährten internationalen Käufermarkt bleibt Nerja einer der zugänglicheren Einstiegspunkte für ausländische Immobilieninvestitionen in spain.
Können Ausländer Immobilien in Nerja kaufen?
✓ Ja — ausländische Käufer können Immobilien in Nerja erwerben
EU and non-EU citizens can freely purchase property in Spain with no restrictions. You will need a NIE number (Número de Identidad de Extranjero), which is a Spanish tax identification number. Your lawyer obtains this on your behalf.
Visum / Aufenthalt
Spain's Golden Visa grants residency to non-EU buyers investing €500,000 or more in real estate, including family members and free Schengen travel.
Schritt-für-Schritt-Kaufprozess in Nerja
Zeitplan: 2–4 months from offer to completion. Cash purchases complete faster (4–6 weeks).
Find property & make offer
Work with a local agent to identify suitable properties. Make a verbal or written offer. If accepted, move to the reservation step.
Reserve property
Pay a reservation deposit (typically €3,000–€10,000) to take the property off the market and stop the seller accepting other offers. Usually non-refundable if you withdraw.
Obtain NIE number
The NIE (Número de Identidad de Extranjero) is your Spanish tax identification number — required for all property transactions, opening a bank account, and paying taxes in Spain. Your lawyer applies for it. Takes 2–4 weeks.
Legal due diligence
Your lawyer checks the property is legally clean: verifies the title deed, confirms no outstanding debts or mortgages are attached to the property, and checks all building permits are in order.
Sign private purchase contract (Contrato de Arras)
The Contrato de Arras is a binding private contract between buyer and seller. You pay 10% of the purchase price as a deposit. If the seller pulls out, they must pay you double the deposit back. If you pull out, you lose the deposit.
Complete at notary
A Spanish notary is a state-appointed official who verifies all documents are legal and authentic. Both buyer and seller attend. You sign the Escritura (the official deed of sale), pay the remaining balance and all taxes, and receive the keys.
Register ownership
Your lawyer registers the Escritura at the Land Registry (Registro de la Propiedad), making your ownership officially public and legally protected. Takes 4–8 weeks.
Steuern und Kaufkosten in Nerja
Gesamte zusätzliche Kosten: 10–13% über dem Kaufpreis
ITP (Impuesto de Transmisiones Patrimoniales) is the main purchase tax on resale properties. Rate varies by region — Andalusia (Marbella, Málaga) is 7%.
New-build properties pay VAT (IVA) instead of ITP. Plus 1.5% stamp duty (AJD) on top.
Set by government regulation based on purchase price.
Cost of registering your ownership in the public registry.
Budget at least 1% for an independent lawyer who works for you alone.
Budget this on top of the purchase price.
Rechtlicher Hinweis
Always use an independent lawyer who represents you alone — not the developer or agent. This is non-negotiable in Spain.
Is Nerja a good place to buy property in 2026?
Is Nerja a good place to buy property in 2026? Nerja is Costa del Sol's most charming authentic town — with protected coastline, the famous Balcón de Europa clifftop promenade, strict building controls limiting supply, and a loyal international buyer base.
Häufig gestellte Fragen zum Kauf in Nerja
Why is Nerja property so scarce?
Nerja is built on cliffs between the sea and the mountains, with significant areas protected as natural park. Building regulations are strict, and the municipality has resisted the type of large resort development seen in Benalmádena or Torremolinos. This scarcity is a fundamental support for property values.
How far is Nerja from Málaga Airport?
Nerja is approximately 55km from Málaga Airport — about 50–60 minutes by road depending on traffic. This is farther than western Costa del Sol towns but manageable for holiday home use. There is no direct train connection.