Kupujesz w Dubai jako obcokrajowiec?
Dopasuj się z nieruchomościami + wsparcie finansowe
Lokalni doradcy · Porady prawne · Specjaliści ds. międzynarodowych nabywców
✔ Bezpłatnie i bez zobowiązań
✔ Tylko zweryfikowane nieruchomości
✔ Dostępne opcje finansowania
Zakup nieruchomości w Dubai jako zagraniczny nabywca jest prosty — jednak przepisy prawne i podatkowe wymagają starannego przygotowania. Ten przewodnik obejmuje cały proces, wszystkie koszty zakupu oraz kluczowe kwestie prawne na 2026.
Dubai ma wynik MERI na poziomie 7.9/10, co wskazuje na solidna inwestycja fundamenty rynkowe. Z kosztami zakupu wynoszącymi około 6–7% i udowodnionym międzynarodowym rynkiem nabywców, Dubai pozostaje jednym z bardziej dostępnych punktów wejścia dla zagranicznych inwestycji w nieruchomości w uae.
Czy zagraniczni nabywcy mogą kupować nieruchomości w Dubai?
✓ Tak — zagraniczni nabywcy mogą nabywać nieruchomości w Dubai
Foreign nationals can purchase property in designated freehold zones in Dubai and Abu Dhabi. In freehold areas, you own the property outright. Most prime developments are in freehold areas. No residency requirement to buy.
Krok po kroku proces zakupu w Dubai
Harmonogram: 30–60 days for resale properties. Off-plan (new developments) complete at handover, which may be 1–3 years away.
Select property & sign MOU
The MOU (Memorandum of Understanding), also called Form F, is a binding agreement between buyer and seller that locks in the price, payment terms and completion date. You pay a deposit of typically 10% at this stage.
NOC from developer
For resale properties (secondary market), the developer must confirm there are no outstanding service charges or disputes on the unit. This No Objection Certificate (NOC) clears the property for transfer. Takes 1–2 weeks and costs AED 500–5,000 depending on the developer.
Transfer at DLD
Both buyer and seller attend the Dubai Land Department (DLD) — the official government body that registers all property ownership in Dubai. You pay the remaining balance and all fees, and receive the title deed (proof of ownership) on the same day.
Register mortgage (if applicable)
If you are financing the purchase with a mortgage, your bank registers a legal charge against the property at the DLD. This adds a 0.25% mortgage registration fee to your costs.
Podatki i koszty zakupu w Dubai
Całkowite dodatkowe koszty: 6–7% powyżej ceny zakupu
Paid to the Dubai Land Department on every property transaction. No exceptions.
Fixed administrative processing charge.
Standard buyer’s agent fee in Dubai.
Only for resale (secondary market) purchases. Set by the developer.
Only applies if you are buying with a mortgage.
No annual property tax or income tax on rent in UAE — significantly better than most European markets.
Uwaga prawna
There is no annual property tax or rental income tax in the UAE — this is a significant financial advantage over buying in Europe. However, buyers from countries with worldwide taxation (including Sweden, UK, Germany) may still owe tax on rental income in their home country. Always check with a tax advisor in your home country before purchasing.
Czy Dubai to dobre miejsce na zakup nieruchomości w 2026?
With a MERI score of 7.9/10, Dubai offers solid fundamentals for buyers and investors in 2026.
Najczęściej zadawane pytania dotyczące zakupu w Dubai
Can foreigners own property in Dubai?
Yes — in designated freehold areas (which include all major residential developments), foreigners have full ownership rights with no restrictions.
What are the buying costs in Dubai?
4% Dubai Land Department (DLD) fee + approximately 2% agent fee. No annual property tax applies.
What is the UAE Golden Visa?
A 10-year residency visa for property investors spending AED 2 million (~€500k) or more. Renewable and includes family members.
Is Dubai real estate a good investment?
Dubai has delivered strong returns over the past decade with rental yields of 6–9%. The tax-free environment and growing population support continued demand.