خرید در Nerja به عنوان یک خارجی؟
متناسب با املاک + پشتیبانی تأمین مالی
مشاوران محلی · راهنمایی حقوقی · متخصصان خریداران بینالمللی
✔ رایگان و بدون تعهد
✔ فقط املاک تأیید شده
✔ گزینههای تأمین مالی موجود
خرید ملک در Nerja به عنوان یک خریدار خارجی ساده است — اما چشمانداز قانونی و مالیاتی نیاز به آمادگی دقیق دارد. این راهنما فرآیند کامل، تمام هزینههای خرید و نکات قانونی کلیدی برای 2026 را پوشش میدهد.
Nerja دارای امتیاز MERI 8.2/10 است که نشاندهنده سرمایهگذاری قوی اصول بازار است. با هزینههای خرید تقریبی 10–13% و بازار خریداران بینالمللی اثباتشده، Nerja یکی از نقاط ورود قابل دسترستر برای سرمایهگذاری در املاک خارجی در spain باقی میماند.
آیا خارجیها میتوانند در Nerja ملک بخرند؟
✓ بله — خریداران خارجی میتوانند در Nerja ملک بخرند
EU and non-EU citizens can freely purchase property in Spain with no restrictions. You will need a NIE number (Número de Identidad de Extranjero), which is a Spanish tax identification number. Your lawyer obtains this on your behalf.
ویزا / اقامت
Spain's Golden Visa grants residency to non-EU buyers investing €500,000 or more in real estate, including family members and free Schengen travel.
فرآیند خرید مرحله به مرحله در Nerja
زمانبندی: 2–4 months from offer to completion. Cash purchases complete faster (4–6 weeks).
Find property & make offer
Work with a local agent to identify suitable properties. Make a verbal or written offer. If accepted, move to the reservation step.
Reserve property
Pay a reservation deposit (typically €3,000–€10,000) to take the property off the market and stop the seller accepting other offers. Usually non-refundable if you withdraw.
Obtain NIE number
The NIE (Número de Identidad de Extranjero) is your Spanish tax identification number — required for all property transactions, opening a bank account, and paying taxes in Spain. Your lawyer applies for it. Takes 2–4 weeks.
Legal due diligence
Your lawyer checks the property is legally clean: verifies the title deed, confirms no outstanding debts or mortgages are attached to the property, and checks all building permits are in order.
Sign private purchase contract (Contrato de Arras)
The Contrato de Arras is a binding private contract between buyer and seller. You pay 10% of the purchase price as a deposit. If the seller pulls out, they must pay you double the deposit back. If you pull out, you lose the deposit.
Complete at notary
A Spanish notary is a state-appointed official who verifies all documents are legal and authentic. Both buyer and seller attend. You sign the Escritura (the official deed of sale), pay the remaining balance and all taxes, and receive the keys.
Register ownership
Your lawyer registers the Escritura at the Land Registry (Registro de la Propiedad), making your ownership officially public and legally protected. Takes 4–8 weeks.
مالیاتها و هزینههای خرید در Nerja
کل هزینههای اضافی: 10–13% بالای قیمت خرید
ITP (Impuesto de Transmisiones Patrimoniales) is the main purchase tax on resale properties. Rate varies by region — Andalusia (Marbella, Málaga) is 7%.
New-build properties pay VAT (IVA) instead of ITP. Plus 1.5% stamp duty (AJD) on top.
Set by government regulation based on purchase price.
Cost of registering your ownership in the public registry.
Budget at least 1% for an independent lawyer who works for you alone.
Budget this on top of the purchase price.
یادداشت قانونی
Always use an independent lawyer who represents you alone — not the developer or agent. This is non-negotiable in Spain.
آیا Nerja مکان خوبی برای خرید ملک در 2026 است؟
Is Nerja a good place to buy property in 2026? Nerja is Costa del Sol's most charming authentic town — with protected coastline, the famous Balcón de Europa clifftop promenade, strict building controls limiting supply, and a loyal international buyer base.
سوالات متداول درباره خرید در Nerja
Why is Nerja property so scarce?
Nerja is built on cliffs between the sea and the mountains, with significant areas protected as natural park. Building regulations are strict, and the municipality has resisted the type of large resort development seen in Benalmádena or Torremolinos. This scarcity is a fundamental support for property values.
How far is Nerja from Málaga Airport?
Nerja is approximately 55km from Málaga Airport — about 50–60 minutes by road depending on traffic. This is farther than western Costa del Sol towns but manageable for holiday home use. There is no direct train connection.