Kopen in Torrevieja als buitenlander?
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Onroerend goed kopen in Torrevieja als buitenlandse koper is eenvoudig β maar het juridische en fiscale landschap vereist zorgvuldige voorbereiding. Deze gids behandelt het volledige proces, alle aankoopkosten en de belangrijkste juridische overwegingen voor 2026.
Torrevieja heeft een MERI-score van 7.4/10, wat wijst op solide investering marktfundamentals. Met aankoopkosten van ongeveer 10β13% en een bewezen internationale kopersmarkt, blijft Torrevieja een van de toegankelijkere instappunten voor buitenlandse vastgoedbeleggingen in spain.
Kunnen buitenlanders onroerend goed kopen in Torrevieja?
β Ja β buitenlandse kopers kunnen onroerend goed kopen in Torrevieja
EU and non-EU citizens can freely purchase property in Spain with no restrictions. You will need a NIE number (NΓΊmero de Identidad de Extranjero), which is a Spanish tax identification number. Your lawyer obtains this on your behalf.
Visum / verblijf
Spain's Golden Visa grants residency to non-EU buyers investing β¬500,000 or more in real estate, including family members and free Schengen travel.
Stapsgewijs aankoopproces in Torrevieja
Tijdlijn: 2β4 months from offer to completion. Cash purchases complete faster (4β6 weeks).
Find property & make offer
Work with a local agent to identify suitable properties. Make a verbal or written offer. If accepted, move to the reservation step.
Reserve property
Pay a reservation deposit (typically β¬3,000ββ¬10,000) to take the property off the market and stop the seller accepting other offers. Usually non-refundable if you withdraw.
Obtain NIE number
The NIE (NΓΊmero de Identidad de Extranjero) is your Spanish tax identification number β required for all property transactions, opening a bank account, and paying taxes in Spain. Your lawyer applies for it. Takes 2β4 weeks.
Legal due diligence
Your lawyer checks the property is legally clean: verifies the title deed, confirms no outstanding debts or mortgages are attached to the property, and checks all building permits are in order.
Sign private purchase contract (Contrato de Arras)
The Contrato de Arras is a binding private contract between buyer and seller. You pay 10% of the purchase price as a deposit. If the seller pulls out, they must pay you double the deposit back. If you pull out, you lose the deposit.
Complete at notary
A Spanish notary is a state-appointed official who verifies all documents are legal and authentic. Both buyer and seller attend. You sign the Escritura (the official deed of sale), pay the remaining balance and all taxes, and receive the keys.
Register ownership
Your lawyer registers the Escritura at the Land Registry (Registro de la Propiedad), making your ownership officially public and legally protected. Takes 4β8 weeks.
Belastingen en aankoopkosten in Torrevieja
Totale extra kosten: 10β13% bovenop de aankoopprijs
ITP (Impuesto de Transmisiones Patrimoniales) is the main purchase tax on resale properties. Rate varies by region β Andalusia (Marbella, MΓ‘laga) is 7%.
New-build properties pay VAT (IVA) instead of ITP. Plus 1.5% stamp duty (AJD) on top.
Set by government regulation based on purchase price.
Cost of registering your ownership in the public registry.
Budget at least 1% for an independent lawyer who works for you alone.
Budget this on top of the purchase price.
Juridische opmerking
Always use an independent lawyer who represents you alone β not the developer or agent. This is non-negotiable in Spain.
Is Torrevieja een goede plek om onroerend goed te kopen in 2026?
Is Torrevieja a good place to buy property in 2026? Torrevieja is the most affordable beach town on the Costa Blanca β with apartments from β¬65,000 and rental yields of 6β9%, it attracts first-time international buyers and retirees from across Northern Europe.
Veelgestelde vragen over kopen in Torrevieja
Is Torrevieja the cheapest place to buy in Spain?
Torrevieja is among the most affordable Mediterranean beach towns in Spain for property purchase. Apartments start from β¬65,000 β compared to β¬180,000+ in Marbella and β¬140,000+ in Alicante. Running costs are also low, making it popular with retirees on fixed incomes.
What rental income can I expect in Torrevieja?
Short-term summer rental yields of 6β9% are achievable for well-located apartments. A β¬100,000 apartment can generate β¬600ββ¬900/month in peak season. Year-round long-term rental from the expat community is also an option, typically yielding 5β7%.
Is Torrevieja good for retirees?
Yes β Torrevieja has one of the largest expat retirement communities in Spain. English is widely spoken, there are English-language medical practices, social clubs, and churches. The mild winter climate and low cost of living make it a top choice for Northern European retirees.
How do I get to Torrevieja?
Alicante Airport (ALC) is 40 minutes by road. Direct year-round flights from UK, Scandinavia, Belgium, Germany and the Netherlands. Murcia Airport (MJV) is 45 minutes south and offers additional connections.