作为外国人在Dubai购买房产？
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作为外国买家在 Dubai 购买房产是简单的——但法律和税务环境需要仔细准备。本指南涵盖了整个过程、所有购买成本以及 2026 的关键法律考虑。
Dubai 的 MERI 评分为 9.1/10，表明 强劲投资 的市场基本面。购买成本约为 6–7%，并且拥有经过验证的国际买家市场，Dubai 仍然是外国房地产投资在 阿联酋 中较为可及的入门点之一。
外国人可以在 Dubai 购买房产吗？
✓ 是的——外国买家可以在 Dubai 购买房产
Foreign nationals can purchase property in designated freehold zones in Dubai and Abu Dhabi. In freehold areas, you own the property outright. Most prime developments are in freehold areas. No residency requirement to buy.
在 Dubai 的逐步购买流程
时间表：30–60 days for resale properties. Off-plan (new developments) complete at handover, which may be 1–3 years away.
Select property & sign MOU
The MOU (Memorandum of Understanding), also called Form F, is a binding agreement between buyer and seller that locks in the price, payment terms and completion date. You pay a deposit of typically 10% at this stage.
NOC from developer
For resale properties (secondary market), the developer must confirm there are no outstanding service charges or disputes on the unit. This No Objection Certificate (NOC) clears the property for transfer. Takes 1–2 weeks and costs AED 500–5,000 depending on the developer.
Transfer at DLD
Both buyer and seller attend the Dubai Land Department (DLD) — the official government body that registers all property ownership in Dubai. You pay the remaining balance and all fees, and receive the title deed (proof of ownership) on the same day.
Register mortgage (if applicable)
If you are financing the purchase with a mortgage, your bank registers a legal charge against the property at the DLD. This adds a 0.25% mortgage registration fee to your costs.
Dubai 的税收和购买成本
总额外成本：购买价格上方的 6–7%
Paid to the Dubai Land Department on every property transaction. No exceptions.
Fixed administrative processing charge.
Standard buyer’s agent fee in Dubai.
Only for resale (secondary market) purchases. Set by the developer.
Only applies if you are buying with a mortgage.
No annual property tax or income tax on rent in UAE — significantly better than most European markets.
法律说明
There is no annual property tax or rental income tax in the UAE — this is a significant financial advantage over buying in Europe. However, buyers from countries with worldwide taxation (including Sweden, UK, Germany) may still owe tax on rental income in their home country. Always check with a tax advisor in your home country before purchasing.
Dubai 是在 2026 购买房产的好地方吗？
With a MERI score of 9.1/10, Dubai offers strong fundamentals for buyers and investors in 2026.
关于在 Dubai 购买的常见问题
外国人可以在迪拜拥有房产吗？
是的，在指定的自由持有区域（包括所有主要住宅开发项目）内，外国人享有完全的所有权，没有任何限制。
在迪拜购买房产的费用有哪些？
4% 迪拜土地局（DLD）费用 + 约2% 中介费用。无年度物业税。
阿联酋黄金签证是什么？
针对投资房地产的投资者，提供10年居留签证，投资金额为AED 200万（约€500k）或以上。可续签，并包括家庭成员。
迪拜房地产是一个好的投资吗？
迪拜在过去十年中提供了强劲的回报，租金收益率为6-9%。免税环境和不断增长的人口支持了持续的需求。