作为外国人在Ras Al Khaimah购买房产？
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作为外国买家在 Ras Al Khaimah 购买房产是简单的——但法律和税务环境需要仔细准备。本指南涵盖了整个过程、所有购买成本以及 2026 的关键法律考虑。
Ras Al Khaimah 的 MERI 评分为 8.4/10，表明 稳健投资 的市场基本面。购买成本约为 6–7%，并且拥有经过验证的国际买家市场，Ras Al Khaimah 仍然是外国房地产投资在 阿联酋 中较为可及的入门点之一。
外国人可以在 Ras Al Khaimah 购买房产吗？
✓ 是的——外国买家可以在 Ras Al Khaimah 购买房产
Foreign nationals can purchase property in designated freehold zones in Dubai and Abu Dhabi. In freehold areas, you own the property outright. Most prime developments are in freehold areas. No residency requirement to buy.
在 Ras Al Khaimah 的逐步购买流程
时间表：30–60 days for resale properties. Off-plan (new developments) complete at handover, which may be 1–3 years away.
Select property & sign MOU
The MOU (Memorandum of Understanding), also called Form F, is a binding agreement between buyer and seller that locks in the price, payment terms and completion date. You pay a deposit of typically 10% at this stage.
NOC from developer
For resale properties (secondary market), the developer must confirm there are no outstanding service charges or disputes on the unit. This No Objection Certificate (NOC) clears the property for transfer. Takes 1–2 weeks and costs AED 500–5,000 depending on the developer.
Transfer at DLD
Both buyer and seller attend the Dubai Land Department (DLD) — the official government body that registers all property ownership in Dubai. You pay the remaining balance and all fees, and receive the title deed (proof of ownership) on the same day.
Register mortgage (if applicable)
If you are financing the purchase with a mortgage, your bank registers a legal charge against the property at the DLD. This adds a 0.25% mortgage registration fee to your costs.
Ras Al Khaimah 的税收和购买成本
总额外成本：购买价格上方的 6–7%
Paid to the Dubai Land Department on every property transaction. No exceptions.
Fixed administrative processing charge.
Standard buyer’s agent fee in Dubai.
Only for resale (secondary market) purchases. Set by the developer.
Only applies if you are buying with a mortgage.
No annual property tax or income tax on rent in UAE — significantly better than most European markets.
法律说明
There is no annual property tax or rental income tax in the UAE — this is a significant financial advantage over buying in Europe. However, buyers from countries with worldwide taxation (including Sweden, UK, Germany) may still owe tax on rental income in their home country. Always check with a tax advisor in your home country before purchasing.
Ras Al Khaimah 是在 2026 购买房产的好地方吗？
拉斯阿尔海玛是2026年购置房产的好地方吗？RAK是阿联酋增长最快的投资市场——房价比迪拜低40%，符合黄金签证的资格，并且Wynn Al Marjan Island赌场度假村将在2027年开业，成为主要的价格催化剂。
关于在 Ras Al Khaimah 购买的常见问题
Wynn Al Marjan Island度假村是什么？
永利度假村正在阿尔马尔詹岛（RAK）开发一座豪华综合度假村，计划于2027年开业。这将是阿拉伯世界首个合法赌场，标志着一个重要的里程碑，预计将为RAK带来大量旅游客流。该度假村包括酒店塔楼、赌场、娱乐场所和住宅部分。
RAK的房产比迪拜便宜吗？
是的——显著地。阿尔马尔詹岛的公寓通常比迪拜码头或棕榈岛的类似物业便宜35%至45%。由于自2023年以来需求强劲，这一差距有所缩小，但拉斯阿尔哈伊玛仍然是阿联酋中更实惠的选择，适合类似的海滩度假生活方式。
我可以通过在RAK购买房产获得阿联酋黄金签证吗？
是的，在RAK购买价值200万阿联酋迪拉姆（约500,000欧元）或以上的房产可获得阿联酋10年黄金签证，该签证可无限期续签。所有阿联酋酋长国适用相同的签证规则。